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Comparativa entre comprar piso o casa en Mallorca, vista costera mediterránea

Differences Between Buying a Flat or a House in Mallorca

Can you imagine waking up in the heart of Palma, with everything at your fingertips, or enjoying your own garden in a house on the Mallorcan coast? If you’re looking for a home on the island, sooner or later you’ll face the big question: flat or house? And the answer isn’t always obvious. It depends on your lifestyle, budget, and future plans. In this article, we’ll help you make an informed decision that fits your reality.

Buying a Flat in Mallorca: Convenience and Services

Piso moderno en el centro de Palma de Mallorca con servicios cercanos

Buying a flat in Mallorca is often the preferred choice for those seeking practicality, a central location, and easy access to services. It’s especially appealing for young couples, professionals relocating for work, or buyers looking for an investment. Here are the main pros and cons to consider:

Pros

  • Central location: Flats are usually found in urban areas like Palma, Inca, or Manacor, close to transport, shops, schools, and hospitals.
  • Shared maintenance: Costs for repairs and upkeep of communal areas are shared, which lowers individual expenses.
  • Community amenities: Many buildings offer pools, elevators, parking, or even gyms.
  • More security: Living in a community tends to reduce the risk of break-ins.

Cons

  • Less space: Most flats lack a large terrace, garden, or outdoor area.
  • Less privacy: Shared walls and common areas may limit peace and quiet.
  • Usage restrictions: Communities may restrict renovations, A/C units, pets, etc.

Buying a House in Mallorca: Freedom and Space

Casa con jardín y terraza privada en Mallorca, ideal para familias

If your lifestyle calls for more space, privacy, and a closer connection to nature, then buying a house in Mallorca may be the perfect option. This type of home is ideal for families, remote workers, or anyone looking for a more relaxed environment away from the city. Key points:

Pros

  • Extra space: Great for families, pets, working from home, or those who value room to breathe.
  • Total privacy: No shared walls means more peace and control over your environment.
  • Private garden or terrace: Perfect for outdoor dining, barbecues, or simply relaxing in your own green space.
  • Personalisation: You can renovate, expand, or adapt your home without community rules.

Cons

  • Higher costs: Both the purchase and upkeep (garden, façade, roof) tend to be more expensive.
  • Further from town: Many houses are located in residential or rural areas, so daily driving may be necessary.
  • More responsibility: You’re in charge of all maintenance, repairs, taxes, etc.

Practical Tips Before Deciding

Before signing a mortgage or reserving a property, take a moment to reflect. Buying a home is a long-term commitment, and in a diverse market like Mallorca, your choice should match your lifestyle.

  • Set a realistic budget: Factor in not just the purchase price, but also maintenance, property tax, HOA fees, renovations…
  • Lifestyle: Do you enjoy urban living or prefer the calm of the countryside? Do you work from home?
  • Mid-term plans: Are you planning a family? Would you like to rent the property in the future?
  • Location matters: Places like Porto Cristo, Son Servera or Capdepera offer spacious homes with good connections. Palma and Inca are great for modern flats close to everything.

According to Idealista, the average price per square meter in Mallorca remains competitive compared to other premium Mediterranean destinations, making the island an attractive place to buy—whether a flat or a house.

Conclusion: What’s Better, a Flat or a House in Mallorca?

Vista inspiradora de una casa y un edificio junto al mar Mediterráneo en Mallorca

There’s no single right answer. If you value location, convenience, and low-maintenance living, a flat might be your best bet. If you want space, privacy, and a garden, a house is your ideal haven.
At Sunset Group, we understand the pros and cons of each property type and can help you find the right fit for your needs.
If you’d like to keep learning, check out our article on the benefits of living in Mallorca.
Ready to make your move? Choose wisely and enjoy a home that truly suits you.

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